By using Everrate Insurance you assume all responsibility and risk for the use of this Website.  The information provided is “as is”, without any express or implied warranty of any kind.  In no event shall Everrate Insurance  or its affiliates be liable for any damages whatsoever (including without limitation any special, indirect, or consequential damages, and damages resulting from loss of use, data, profits) arising out of the use of or the inability to use the materials provided, even if the Everrate Insurance  or its affiliates have been advised of the possibility of such damages.

This Website is intended to help readers by providing insurance information.  Everrate Insurance  will not be responsible for any errors or omissions on the Website or information provided on this Website, any articles or postings, or for hyperlinks embedded in messages, nor for any loss or damage caused by your reliance on information obtained on this Website or in a hyperlinked site.

While Everrate Insurance  believes such information and advice to be reliable, we make no claims or representations about the accuracy, reliability, timeliness, usefulness or completeness of such information or advice.  All information and opinions given on this Website are intended only to assist you with your insurance needs.  Your insurance situation is unique and our information and opinions may not be appropriate for your situation.  You should not rely on any information or opinion you obtain on this Website. Any reliance by you on any information or advice will be at your own risk.

All content is the sole property of Everrate Insurance  and may not be reworked, republished or redistributed without the expressed written permission of the site owner.  Images on this site are the property of Everrate Insurance  unless otherwise noted.  All company trademarks and logos depicted on this site are trademarks or registered trademarks of their respective companies and have no affiliation with Everrate Insurance .